Premiums & Problems 2026 Edition 133

Premiums & Problems is an annually updated publication that provides information on personal financial planning and keeps readers informed of relevant legislative and regulatory developments in the financial services industry. Since its inception, it has become a trusted reference for financial intermediaries, students and anyone engaged in financial planning. Premiums & Problems is endorsed by the Financial Planning Institute of Southern Africa (FPI) and recommended as a study reference guide for all pursuing formal qualifications in any of the three prestigious professional designations offered by the FPI (RFP®️, FSA®️ and CFP®️).

Key enhancements include:

Tax changes proposed in the 2026 Budget Speech informing readers of the most recent fiscal policy directions.

Guidance on a new section on Shari’ah compliant investments.

Proposed and recent legislative developments, maintaining the publication’s relevance and technical accuracy.

Re-structured coverage of the Protection of Personal Information Act (POPIA), offering a comprehensive and practice-oriented treatment of South Africa’s data protection framework.